terms of use

Effective Date: [09-01-2025]
Last Updated: [09-01-2025]

These Terms & Conditions (“Terms”) govern your purchase, use, and access of Empowered Uncoupling LLC’s (“Company,” “we,” “our,” or “us”) consulting services, downloadable materials, empowerment products, or digital resources (“Products and Services”). By purchasing or using our Products and Services, you agree to be bound by these Terms.

1. Parties

These Terms are entered into between you (“Client,” “you”) and Empowered Uncoupling LLC. Together, you and the Company are the “Parties.”

2. Acceptance of Terms

By accessing or using our Products and Services, you agree to comply with and be bound by these Terms. The Company reserves the right to update these Terms at any time, and your continued use constitutes acceptance of changes.

3. Products and Services

Our offerings include but are not limited to:

  • One-on-one coaching sessions

  • Divorce mortgage planning consultations

  • Downloadable guides

  • Digital courses

  • Empowerment products

  • Other educational resources

4. Payment

You agree that all payment details provided are accurate and that you are authorized to use your chosen payment method.

5. Refund Policy

All sales are final. Due to the nature of coaching, digital products, and instant access resources, no refunds or exchanges are permitted.

6. Chargebacks

You remain responsible for payment in full. In the event of a chargeback, you agree to forfeit access to all Products and Services. The Company may present proof of purchase and these Terms to financial institutions.

7. Intellectual Property Rights

All materials provided by the Company—including guides, designs, text, branding, and digital resources—are owned by the Company and protected under copyright and trademark laws. You may not reproduce, distribute, or exploit these materials without written permission.

8. Limited License

Purchases grant you a limited, non-transferable, non-exclusive, revocable license for personal use only. You may not resell, share, or distribute the Products and Services.

9. Disclaimer

The Company provides educational coaching and financial guidance. We are not attorneys, financial advisors, or therapists. Nothing provided should be considered legal, financial, or medical advice. No fiduciary or attorney-client relationship is created. You are solely responsible for your decisions and results.

10. Limitation of Liability

To the maximum extent permitted by law, the Company is not liable for any damages, including direct, indirect, or consequential losses arising from your use of our Products and Services.

11. Indemnity

You agree to indemnify and hold harmless the Company from any claims, damages, or expenses resulting from your use of the Products and Services.

12. Governing Law

These Terms are governed by the laws of the State of Illinois. Any disputes shall first be attempted through mediation in Chicago, Illinois (or via Zoom). If mediation fails, disputes must be resolved in the courts of Cook County, Illinois.

13. Entire Agreement

These Terms constitute the entire agreement between you and the Company with respect to your use of our Products and Services.